Never too Early when it Concerns Credit Cards

With the new law in place putting requirements on the ability to get a credit card for those under the age of 21, today many American parents are finding themselves in a much more proactive roll when it concerns their children and using plastic. As plastic (debit, gift, prepaid and credit cards) continues to grown in popularity and is used by younger generations, making sure those using the products are educated has grown into a priority.

 

According to an article entitled ..read more

Emily’s list: Mother’s Day edition

Sunday is Mother’s Day. Did that catch any of you stragglers off guard?

Our parents are pivotal in how we learn about money and finance. We observe their spending habits, attitudes and values about money, and we often carry that to adulthood. Some of us are gifted with very financially savvy parents, while others aren’t as lucky. One of the many joys of life is becoming financially independent and discovering exactly how you and your parents differ on issues like ..read more

The New Face of Customized Business Credit Cards

As customized credit cards continue to grow in popularity they have been something that we have seen more of lately. While for the most part they have been geared more to the consumers, now things are changing as businesses are given the opportunity to extend their brand via plastic. One of the newest options business owners have to design their company’s credit card is thanks to a recently introduced partnership between U.S. Bank and Vistaprint.

 

Under this partnership, customers of Vistaprint ..read more

The New Face of Customized Business Credit Cards

As customized credit cards continue to grow in popularity they have been something that we have seen more of lately. While for the most part they have been geared more to the consumers, now things are changing as businesses are given the opportunity to extend their brand via plastic. One of the newest options business owners have to design their company’s credit card is thanks to a recently introduced partnership between U.S. Bank and Vistaprint.

 

Under this partnership, customers of Vistaprint ..read more

Credit CARD Act Regulation’s Next Stop….Gift Cards

Over the last couple of months there is no doubt that we have seen many good and bad changes (depending on who you ask) within the financial industry. While most of the changes have been focused on Wall Street and credit cards there is still more to come due to the continuation of the Credit CARD Act. Now the focus will be shifted over to gift cards and August 22, when the next act of the law is implemented.

 

When it comes ..read more

Will Prepaid Cards Work for You?

There is a significant increase in the popularity of prepaid cards. This phenomenon was greatly noticed in the past years. The demand for these alternatives increased so much that transactions possibly reached $7.2 billion in a year. Even employers joined the bandwagon and started issuing cards rather than a paycheck. Prepaid cards are re-loadable spending plastics that also carry Visa and MasterCard logos, but are not considered a debit or credit card, not even gift cards. Users need not open ..read more

Emily’s list: Happy 75th birthday, Elvis Presley

Today is a special day in music history: It is the 75th birthday of the King of Rock and Roll, Elvis Presley. On this day in 1935, the American rock and blues legend was born in Tupelo, Miss. He went on to become the second best-selling solo artist in popular music, as well as an actor and Vegas showman.

After a massively successful career that transformed pop culture and earned him a fortune, Elvis died suddenly at the age ..read more

Postmodernist uses for expired credit cards

Would Andy Warhol ever have painted a credit card? Along with Campbell’s soup cans and bananas, I think that a Visa or MasterCard would have fit nicely into his postmodernist array of subject matter.But plenty of artists have upped the ante since Warhol’s passing, turning mundane items of our everyday living into conversation pieces. This includes taking pieces of the plastic we love to hate — credit cards — and transforming them into light and colorful bangles to decorate our ..read more

Make Your Money Soar with the Visa Cash Airline credit card

Credit card companies offer various rewards programs to keep their patrons from cancelling their accounts. This is also done to entice new patrons to choose their service. Most of the time, companies like this target the frequent flyer market since these are people who have good credit lines. An example of which is Capital One’s No Hassle Miles Rewards. For monthly purchases of up to $1,000, this frequent flyer card gives its customer a mile point per dollar spent. On the ..read more

A Very Merry “Gift Card” Christmas

For millions of Americans, at least one gift card is expected to be found under their Christmas tree this year. Just like last year, experts are predicting gift cards to be the leading gift as over $80 billion are estimated to be funded onto these cards, adding another year of dominance to the gift list.

 

So how did gift cards become so popular with consumers who at one point or another believe that they would stick with giving presents and cash? ..read more

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