Newest 2010 Debit Card Rewards Survey Released

Are you looking for a debit card that best suits your needs? If so then look no further as Bankrate.com has recently released their "2010 Debit Card Rewards Study", which educates readers on what exactly you need to look for before spending their hard earned money. Some of these things include knowing that in order to reap rewards like cash back and others, you may need to make a signature transaction instead of pin based. Another major factor that needs ..read more

How to Educate the Young Generation on Personal Finance

Teaching your children how to manage their own money even at a very young age is very important and is of great help when they grow up. This would serve as their stepping stone as they enter and face the financial world. I believe that the country’s hope is the future generation. They are the future’s savers, investors, and spenders. When you speak of financial literacy, this would include saving, budgeting, insurance, investing, and understanding the concept of debit cards, credit ..read more

Credit Card Issuers’ Look Forward

When it comes to credit card issuers it doesn’t seem that everything is "doom and gloom" in 2010 as it was first projected. Instead issuers are now seeing some silver lining that could ultimately place them well above what they are expecting for this year. While a lot has to do with an increase in consumer spending, it is much more as recent numbers show issuers are for the most part "a step ahead".

 

So what was the silver lining that ..read more

Were You Switched From Fixed to Variable?

Was your credit card one of the millions that were switched from having a fixed rate to one that is variable? With all of the changes that credit card issuers made in the months prior to the implementation of the second round of regulation of the CARD Act, there is one that about to affect millions of cardholders that may be just starting to understand their credit card. That change involves the change from a fixed rate to a variable ..read more

Credit Card Issuers’ Long Road Ahead

Regardless of keeping them or leaving them behind, many cardholders have decided to spend less with their credit cards. While stories are different for each cardholder that has ultimately made the choice to move to other ways of making payments, one thing they all have in common is the effect it has taken on credit card issuers and their dominance over the payments industry.

 

Because the cost of using credit cards have grown dramatically over the last year due to the ..read more

Switch from Credit Cards Also Occurring Abroad

Think that you are the only one deciding to use your credit card less? If so, think again as when it comes to the switch to using debit cards more than a credit card; the cardholders in the United States are not alone. Like America, our Australian counterparts have decided that it is now time to change the type of plastic they have come to enjoy to something that is not as costly to use.

 

When it comes to overall card ..read more

Switch from Credit Cards Also Occurring Abroad

Think that you are the only one deciding to use your credit card less? If so, think again as when it comes to the switch to using debit cards more than a credit card; the cardholders in the United States are not alone. Like America, our Australian counterparts have decided that it is now time to change the type of plastic they have come to enjoy to something that is not as costly to use.

 

When it comes to overall card ..read more

“Tap and Go” Takes Aim at Debit and Credit Cards

While much attention has been brought to being able to pay with goods by using your cell phone instead of with a credit card it now seems that the newest thing being tested is known as "tap and go". While it is not widely available as of yet, it is something that some believe could continue to grow and eventually take hold as now more than ever American are depending on their mobile devices.

 

When it comes to this new "tap ..read more

Are you Making Less Purchases with Credit Cards?

When you make purchases do you rely on a credit card as much as you use to? If not, than you are like millions of other consumers that have decided to manage their credit card spending differently than years past. While in the past credit cards lead the way in purchases, today it looks like consumers have a different mindset and unfortunately for issuers it is one that has minimized their involvement.

 

When looking at recent reports indicating that cardholders have ..read more

Are you Making Less Purchases with Credit Cards?

When you make purchases do you rely on a credit card as much as you use to? If not, than you are like millions of other consumers that have decided to manage their credit card spending differently than years past. While in the past credit cards lead the way in purchases, today it looks like consumers have a different mindset and unfortunately for issuers it is one that has minimized their involvement.

 

When looking at recent reports indicating that cardholders have ..read more

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