More Receiving Credit Card Mailings

If you are like many American consumers, you can probably still remember the time you would receive multiple credit card application in the mailbox during a single week. At times you probably even got two or three from the same credit card issuer for different card offers; each having its own unique interest rates and rewards among other things. While things are no longer the same and mailings seemed to dwindle down during the forth quarter of 2009 it now ..read more

Considerations before Accepting Credit Card Offers

If you have been using plastic money for some time now, it will be normal for you already to receive unsolicited credit card offers. But even before you say yes to every offer that comes your way, maybe you would like to take the following notes into consideration: •    You do not need too many cards to get by your daily life. There is no reason to have a wallet overflowing with cards you don’t exactly maximize. One or two cards ..read more

Chase Expects Huge Loss Due To Credit CARD Act

Have you ever wondered how much the regulations implemented with the Credit CARD Act would cost issuers? While in the past there were theories, it now looks like we know as one of the largest issuers in the country has decided to announce how much they are expecting to lose. That issuer is Chase and the amount is substantial, no matter how you look at it.

 

According to a recent article by the associated press the loss of potential revenue by ..read more

“Gold Card” Entering Into Secured Card Market

When it comes to getting a secured credit card it looks like in the near future you will no longer need cash. Instead, with a new card called the Gold Bullion Card, consumers will be able get a secured line of credit using something that has become more popular than ever, which is gold.

 

After first reading about the Gold Bullion Card on Bankrate.com’s Plastic Wrap Blog, where cardholders would fund their secured card with gold coins, I immediately thought that ..read more

How to Prevent Credit Card and Identity Theft

Every adult in America is most likely carrying a credit card in the wallet. In fact more than 70 million people are using the plastic for transactions. That is too big a number to also say that these people are prone to be victimized by fraud and identity theft as well. Truth be told, scammers are just right there waiting for the next one to con. If you worry about your credit card and your identity, then you might find these ..read more

Rewards Found In The Cash Back Credit Card

With competition among credit card companies getting fierce, promotional gimmicks are often employed. These gimmicks, also called reward systems, are effective means of keeping a company at least one step ahead of its nearest rival. One such reward system is the cash back credit card. The cash back credit card is one promotional item that is fast gaining popularity, simply because it involves receiving money. This can happen through purchases where cards are used. more specifically, when using your cards, this reward ..read more

What You Should Know Before You Get Another Credit Card

It might be your first time to apply for credit card. For some you may not be new to it anymore, but you still need to know a few things before you start filling up another application form. Have you ever read all the fine prints in your application form? It pays to be informed all the time, and this includes reading everything and not simply relying on what the credit card agent will tell you. So before you apply for ..read more

Did You Get More Credit Card Mailings?

Not too long ago the word was out from researchers and experts that consumers could probably look forward to seeing less solicitation mail when it comes to credit card issuers. It now seems that tune has changed according to direct mailing intelligence company, Mintel Comperemedia, which says that their data shows that in the last quarter of 2009 mail from your issuer rose for the first time in three years.

 

So how large of an increase did we see, and what ..read more

Did You Get More Credit Card Mailings?

Not too long ago the word was out from researchers and experts that consumers could probably look forward to seeing less solicitation mail when it comes to credit card issuers. It now seems that tune has changed according to direct mailing intelligence company, Mintel Comperemedia, which says that their data shows that in the last quarter of 2009 mail from your issuer rose for the first time in three years.

 

So how large of an increase did we see, and what ..read more

Credit Card for Bad Credit Gets You Back on Your Feet

For people who have a poor credit history or no big income, credit card for bad credit is a great choice. This kind of card can give people basic services with the benefit of fewer requirements in contrast to normal cards. It is also considered a line of help for people who are experiencing financial difficulties. Whenever someone applies for a credit card for bad credit, that person does so without any risk of further lowering his or her scores. Application ..read more

Next Page »